$360 Ontario Trillium Benefit December 2025 – Eligibility, Amount & Payment Info

Living in Ontario and facing rising expenses? The Ontario Trillium Benefit (OTB) is here to help. For those eligible, the $360 Ontario Trillium Benefit in December 2025 can offer valuable financial support. Even though it’s a small monthly amount, it can make a difference when covering essentials like rent, groceries, or utility bills.

If you’re wondering how to qualify, when the payment arrives, and what amount to expect, here’s a full breakdown of everything you need to know.

Overview

The OTB is a tax-free monthly payment that combines three Ontario credits:

• Ontario Energy and Property Tax Credit (OEPTC)
• Northern Ontario Energy Credit (NOEC)
• Ontario Sales Tax Credit (OSTC)

The Canada Revenue Agency (CRA) handles the payment on behalf of the Ontario government. If you’re eligible, the money shows up in your bank account under “Canada PRO Deposit.”

For December 2025, eligible residents can receive up to $360, depending on income, age, family size, and living situation.

Payment

Your December 2025 OTB payment is scheduled for Wednesday, December 10, 2025. This is part of a monthly payment cycle that runs from July 2025 to June 2026.

If you’ve opted for direct deposit, expect to see the amount labeled as Canada PRO Deposit on your bank statement. If you receive cheques by mail, allow up to 10 business days after the 10th for delivery.

Here’s a quick look at the monthly payment schedule:

Month	OTB Payment Date
December 2025	December 10, 2025
January 2026	January 10, 2026
February 2026	February 10, 2026

Eligibility

Not everyone qualifies automatically. To receive the $360 OTB payment in December, you must meet all three of these conditions:

1. Ontario Residency

You must be living in Ontario as of December 31, 2024.

2. Tax Filing

You need to file your 2024 income tax return, even if you made no income. If you’re married or have a common-law partner, they must file too.

3. ON-BEN Application

You must submit the ON-BEN Application Form along with your tax return. This allows the CRA to assess your eligibility for OEPTC and NOEC.

Amount

So how much will you actually get in December?

The $360 payment is not fixed for everyone. The CRA determines your benefit based on:

• Whether you’re single or have a spouse/children
• Your age (under or over 65)
• Whether you rent, own a home, or pay energy/property taxes
• Your total family net income

Those who are eligible for both OEPTC and NOEC components often receive a higher combined monthly amount.

Estimated Monthly Amounts

Category	Approx. Monthly OTB
Single, under 65	$30 – $60
Senior (65+), single	$60 – $80
Couple with children	$80 – $120
Northern Ontario resident	Up to $360

Keep in mind: These are estimates. The actual amount may vary.

Options

When applying, you have two ways to receive your OTB:

1. Monthly Payments (Default)

• Payments made on the 10th of each month from July to June.
• Helps with monthly budgeting.

2. Lump-Sum Payment

• You can opt to receive the entire year’s benefit in July 2025.
• Useful if you need to pay for larger expenses like tuition or property taxes.

Once you choose an option, it applies for the full benefit year unless CRA allows a change under specific conditions.

Fact Check

With the cost of living rising in 2025, the Ontario Trillium Benefit continues to serve as a vital financial aid tool for low- and middle-income Ontarians. While the $360 payment in December won’t solve all money issues, it can certainly ease some of the pressure—especially during the expensive holiday season.

Remember:

• Always file your tax return
• Complete the ON-BEN form
• Ensure your banking info is up to date in your CRA profile

If you’re unsure whether you qualify or want to check your payment status, log into your CRA My Account or visit the official OTB page.

FAQs