If you’re a senior living in Canada, you may have heard the buzz about a potential OAS $3500 one-time payment expected in December 2025. The rumour has been circulating widely, especially among retirees who rely on monthly benefits to meet their basic needs.
So, is this payment real? Who would qualify for it? And how can you check your eligibility or apply? In this article, we break down everything you need to know — based on available facts, current eligibility rules, and payment trends from the CRA.
Let’s cut into the details.
Overview
The Canada Revenue Agency (CRA) manages and delivers Old Age Security (OAS) payments to eligible Canadians aged 65 or older. A rumoured one-time OAS payment of $3500 in December 2025 is currently making the rounds online. However, this is not an official announcement, and no confirmation has been provided by the Government of Canada or the CRA.
Here’s a quick overview of what’s being claimed:
| About | Details |
|---|---|
| Program Name | OAS $3500 One-Time Payment 2025 |
| Administered By | Canada Revenue Agency (CRA) |
| Target Group | Seniors aged 65+ in Canada |
| Rumoured Payment Date | December 2025 |
| Expected Payment Amount | $3500 (one-time) |
| Status | Rumour / Not Confirmed |
| Official Website | www.canada.ca |
Eligibility
If the OAS $3500 one-time payment were to happen, it would most likely follow the standard Old Age Security eligibility rules.
Here’s what typically qualifies someone for OAS:
(A) Former Canadian Residents
- Must be 65 years or older
- Must have lived in Canada for at least 10 years after age 18
(B) Never Lived in Canada
- Must be 65 or older
- Must have lived in Canada for at least 20 years after turning 18
(C) Employment Verification Documents (if applicable)
- Proof of employment in Canada
- Physical proof of return to Canada if working abroad after 65
Even though the $3500 claim remains unverified, these are the same criteria used for standard OAS payments, so it’s still useful to understand them.
Amounts
The regular OAS payments already vary by age and income. If you’re wondering what you’re currently entitled to—or could be entitled to in 2025—here’s the breakdown:
| Age Group | Annual Net Income | Maximum Monthly OAS Payment |
|---|---|---|
| 65 to 74 years | Less than $134,626 | Up to $713.34 |
| 75 years and older | Less than $137,331 | Up to $784.67 |
These are monthly payments and are automatically adjusted every quarter to account for inflation.
If a one-time $3500 payment were to be approved, it would most likely be aimed at low-income seniors who already qualify for these base OAS payments.
Apply
Whether you’re applying for regular OAS payments or any new benefit (like a rumoured one-time bonus), the process is pretty straightforward.
Here’s how to apply:
- Go to www.canada.ca
- Navigate to “Old Age Security”
- Log in using your CRA My Account credentials
- Verify personal info (including Social Insurance Number)
- Upload all required documents (proof of age, residency, etc.)
- Submit the form and wait for CRA review and approval
If you’re eligible, the CRA usually notifies you automatically and starts your monthly benefits. There’s no need to reapply each year as long as you file your taxes regularly.
Fact Check
Let’s be clear about the $3500 one-time OAS payment in December 2025.
| Claim | Fact Check |
|---|---|
| $3500 OAS One-Time Payment in December 2025 | Untrue / Not Confirmed |
| Official CRA Announcement | None Issued |
| Listed on Canada.ca | No Evidence Available |
| Based on Government Policy | No Supporting Legislation |
The maximum actual monthly OAS payments in 2025 remain at:
- Up to $800.44/month for ages 75+
- Up to $784.67/month for ages 65–74
There is no official increase or bonus of $3500 approved at this time.
The rumour likely stems from past increases or proposed one-time relief payments due to inflation, but this specific figure and date remain unverified.
While we’d all love a little year-end bonus, for now, this one’s filed under “too good to be true.”
FAQs
Is the $3500 OAS payment confirmed?
No, the Government of Canada has not confirmed this payment.
Who qualifies for regular OAS payments?
Anyone 65+ who meets residency or work history requirements.
How much is the OAS monthly payment in 2025?
Up to $784.67 for those 75+ years old.
Can I apply for OAS online?
Yes, at www.canada.ca through the CRA My Account portal.
Why is there a rumour about $3500 OAS?
It likely started due to inflation-related payment discussions.


















