Good news is on the way for Canadian seniors this holiday season. The Canada Revenue Agency (CRA) has confirmed a $2,200 Christmas Bonus will be paid out to eligible seniors in December 2025. This non-taxable, one-time benefit aims to help older Canadians cover rising seasonal costs like heating, groceries, medical expenses, and holiday spending — just in time for Christmas.
Here’s everything you need to know about eligibility, payment dates, qualifications, and how to make sure you receive the money without delays.
Bonus
The CRA $2,200 Christmas Bonus is designed as a financial cushion for seniors living on fixed incomes. With inflation making winter essentials more expensive, this benefit ensures seniors can comfortably cover basic needs and holiday costs.
You don’t need to apply. If you meet the eligibility criteria, the CRA will deposit the payment automatically into your bank account on file.
Eligibility
To qualify for the $2,200 bonus, you must already be receiving one or more of these federal benefits:
- Old Age Security (OAS)
- Guaranteed Income Supplement (GIS)
- Allowance
- Allowance for the Survivor
Additional Conditions:
- Be a Canadian resident for most of 2025
- Have filed your 2024 tax return
- Meet low-to-moderate income thresholds for OAS and GIS
- Be registered for direct deposit with the CRA
No extra paperwork or application is required — eligibility is automatically assessed by the CRA based on your tax and benefit records.
Payment
The CRA has released a clear deposit window to ensure most seniors get their funds before Christmas Day.
Deposit Window:
December 20–24, 2025
The CRA follows its regular deposit schedules, but payments may be slightly delayed due to holiday banking congestion. Double-check your direct deposit information to avoid any issues.
Details
Here’s a quick breakdown of the key information about the CRA Christmas Bonus:
| Requirement | Details |
|---|---|
| Eligible Programs | OAS, GIS, Allowance |
| Bonus Amount | $2,200 (Fixed for all) |
| Taxable? | No – completely tax-free |
| Deposit Method | Direct deposit only |
| Deposit Window | December 20–24, 2025 |
| Residency Requirement | Must reside in Canada |
| Tax Return Requirement | 2024 tax return must be filed |
Impact
This one-time bonus is more than just extra cash — it’s designed to ease financial pressure during the most expensive time of year for many seniors.
With rising utility bills, higher food prices, and increased medical or transport costs, many seniors feel the financial strain of winter. This bonus can be used for:
- Heating and utility bills
- Warm clothing or winter shoes
- Transportation
- Holiday meals or gifts
- Medical supplies and wellness needs
The payment gives seniors peace of mind during the holidays and supports financial independence.
Simplicity
What makes this benefit even better is how easy it is to receive:
- No application
- No income reassessment if you already get GIS/OAS
- No paperwork headaches
- No tax to pay
As long as your banking details and tax return are up to date, you’re set.
Reminder
Make sure to file your 2024 taxes on time and verify your direct deposit info with the CRA. If there’s a mismatch or missing info, your payment may be delayed.
This bonus shows the government’s commitment to helping low- and moderate-income seniors live with dignity, especially during the holidays.
FAQs
Who qualifies for the $2,200 bonus?
Seniors receiving OAS, GIS, Allowance or Survivor Allowance.
When will the bonus be paid?
Between December 20–24, 2025 via direct deposit.
Is the Christmas bonus taxable?
No, the $2,200 payment is completely tax-free.
Do I need to apply for the bonus?
No, it’s automatic for eligible seniors.
What if I didn’t file 2024 taxes?
You must file to be eligible for the 2025 payment.
