If you’re a pensioner dealing with arthritis or another long-term condition, you might be missing out on a valuable financial lifeline. The Department for Work and Pensions (DWP) offers a benefit called Attendance Allowance, which could be worth up to £441.40 per month—and the good news is, it’s tax-free and not means-tested.
More than half a million people already claim this benefit for arthritis alone, but many more may still be eligible without even realising it.
Condition
Arthritis is one of the UK’s most common health conditions, affecting an estimated 20 million people. It causes swelling, stiffness, pain, and inflammation in the joints—often making everyday tasks more difficult.
For older people especially, arthritis can be a major obstacle to living independently. That’s where Attendance Allowance comes in.
Recent DWP data shows that out of the 1.7 million total claimants, over 508,000 are receiving this support due to arthritis, making it the most common reason for claiming the benefit.
Payment
Attendance Allowance is paid in two weekly rates:
| Rate Type | Weekly Payment | Four-Weekly Payment |
|---|---|---|
| Lower Rate | £73.90 | £295.60 |
| Higher Rate | £110.40 | £441.40 |
It’s paid every four weeks directly into your bank account. You don’t need to be receiving any other benefits, and your savings or income won’t affect your eligibility.
So, whether you live alone, with family, or in assisted housing, you could be receiving hundreds of pounds to help manage your condition.
Eligibility
You don’t need a carer or formal diagnosis to apply. If your condition—be it physical or mental—makes daily living more difficult, you could qualify. This includes needing help with:
- Getting in and out of bed
- Washing, bathing, or showering
- Eating or drinking
- Getting dressed or undressed
- Using the toilet
- Staying safe throughout the day or night
Even if you don’t currently receive help, but would benefit from it, or it takes you a long time or causes pain to complete tasks, you should still consider applying.
This benefit isn’t just for physical conditions either. You may also be eligible if you have:
- Mental health conditions
- Learning difficulties
- Sensory impairments (like visual or hearing loss)
Scotland
If you live in Scotland, it’s important to know that new Attendance Allowance claims have been replaced with the Pension Age Disability Payment (PADP). The eligibility criteria remain similar, but it’s administered by Social Security Scotland, not the DWP.
If you’re already receiving Attendance Allowance and move to Scotland, your claim will eventually be transferred.
Uses
There are no restrictions on how you use the money. Whether it’s for hiring a cleaner, covering heating bills, or paying for taxis to medical appointments, it’s yours to spend in the way that helps you live comfortably.
Common uses include:
- Paying for home help or carers
- Transport costs for appointments
- Household bills or mobility aids
- Keeping your independence longer
It’s meant to ease the cost of living with a health condition—not to limit your freedom.
Final Tip
If you think you may be eligible, don’t delay. The application process involves filling out a form and possibly providing supporting medical information. Many people put it off, but with nearly half a million arthritis sufferers already claiming, you’re not alone.
And remember—you don’t need to have someone helping you right now to qualify. If help would make a difference, that’s enough reason to apply.
FAQs
What is Attendance Allowance?
A benefit for people over State Pension age with a disability.
How much can I get monthly?
You could receive up to £441.40 every four weeks.
Is it means-tested?
No, savings and income do not affect your claim.
Can I apply if I don’t have a carer?
Yes, you don’t need a carer to apply.
What if I live in Scotland?
You’ll apply for Pension Age Disability Payment instead.
