Looking for affordable dental care in Canada? The CRA Dental Care Plan 2025 might be exactly what you need. Designed to help lower-income Canadians without private dental insurance, this federally funded program offers up to $3,000 in annual coverage for essential and advanced dental services.
From fillings and cleanings to surgeries and dentures, this plan covers a wide range of treatments—and the best part? Some people won’t pay a dime.
Let’s break down how it works, who qualifies, and how you can check your application status online in just a few clicks.
Overview
The CRA Dental Care Plan (also called the Canada Dental Care Plan or CDCP) was launched to make dental care more accessible and affordable for Canadians who can’t afford private dental coverage. It provides financial assistance for a wide range of dental services based on your family income.
Here’s a quick glance at the program:
| Detail | Information |
|---|---|
| Program Name | CRA Dental Care Plan (CDCP) |
| Country | Canada |
| Year | 2025 |
| Annual Reimbursement Limit | $3,000 |
| Full Coverage Threshold | Income below $70,000 |
| Partial Coverage | Income $70,000–$90,000 (40–60%) |
| Application Methods | Online, phone, or in-person |
| Status Check Method | Online via canada.ca |
Eligibility
To apply for the CRA Dental Care Plan in 2025, you must meet all of the following criteria:
- Family Net Income must be less than $90,000
- Full coverage if under $70,000
- Partial coverage (40%–60%) if between $70,000 and $90,000
- No Private Dental Insurance
- Not eligible if you have coverage from work, pension, or self-paid insurance
- Canadian Residency
- Must be a tax resident living in Canada most of the year
- Filed a Recent Tax Return
- Must have submitted your latest tax return to confirm income and residency
If you tick all these boxes, you’re eligible to apply for this much-needed support.
Coverage
The CRA Dental Care Plan covers a wide variety of dental services, ranging from basic to more advanced treatments. Here’s what’s included:
| Service Type | Examples |
|---|---|
| Preventive Care | Exams, cleanings, fluoride treatments |
| Diagnostic Services | X-rays and assessments |
| Restorative Care | Fillings, crowns, dentures |
| Endodontic Services | Root canals |
| Periodontal Care | Deep cleaning and scaling |
| Oral Surgery | Extractions and surgical procedures |
The coverage amount depends on your family’s net income:
- 100% coverage for families earning under $70,000
- 40–60% coverage for those earning between $70,000 and $90,000
Major services like crowns and dentures are covered at 65%, even if you’re not fully covered.
Amount
The maximum annual reimbursement under the CDCP is $3,000 per person. This amount can be used across various treatments throughout the year.
If your treatment costs exceed this limit, you’ll need to pay the difference out-of-pocket. However, for most essential procedures, this amount provides solid coverage—especially for those without any private plan.
Status
Wondering if your application has been approved? You can easily check the status of your CRA Dental Care Plan online. Here’s how:
- Go to the official government site: www.canada.ca
- Navigate to the Canadian Dental Care Plan section
- Open the status checker tool
- Enter your:
- Application code or SIN
- Date of birth
- Submit the details and view your status
The tool will tell you whether your application is approved, pending, or if further information is needed. This process is quick and secure.
If you’re applying for a child without a SIN, the system will request other ID details like their birthdate and application code.
Updates
- Applications are currently open and processed within 5–10 business days
- As of 2025, the coverage limit was increased to $3,000
- New eligibility expansions and updated income-based percentages were added
If you qualify, applying today could save you hundreds—if not thousands—on dental expenses this year.
FAQs
Who qualifies for the dental plan in 2025?
Canadians with family income under $90,000 and no private insurance.
How much does the plan cover annually?
It covers up to $3,000 per year for eligible dental services.
How do I check my dental plan status?
Visit canada.ca, use the status checker tool, and enter your SIN.
What services are included in coverage?
Cleanings, fillings, surgeries, X-rays, dentures, and more.
When will I know if I’m approved?
Applications are processed within 5 to 10 business days.
















