Just ahead of Thanksgiving, more than 8.2 million inflation relief checks have made their way into mailboxes across New York State.
Backed by $2.2 billion in the FY 2026 State Budget, the refund initiative is a major piece of Governor Kathy Hochul’s affordability agenda aimed at easing financial pressure on middle- and working-class families.
Let’s break down how it works, who gets what, and what’s next.
Purpose
Why is New York handing out checks? Simply put: to fight inflation. With grocery bills, rent, and everyday expenses rising, the state created this refund as a way to offer quick, direct relief.
Governor Hochul highlighted the checks as part of a larger package that includes:
- Middle-class tax cuts
- Expanded Child Tax Credit
- Free school meals
This isn’t just about one check—it’s part of a longer-term plan to tackle affordability in New York.
Eligibility
So, who gets a check?
The refund is based on your 2023 New York State tax return, and there’s no need to apply—it’s automatic.
Here are the key requirements:
- You must have filed your 2023 state taxes
- You cannot be claimed as a dependent on someone else’s return
- Payments are income-based, with more money going to lower- and middle-income earners
Here’s a quick breakdown of how much you can expect based on your filing status and income:
| Filing Status | Income Range | Refund Amount |
|---|---|---|
| Single | Up to $75,000 | $200 |
| Single | $75,001 – $150,000 | $150 |
| Joint/Surviving Spouse | Up to $150,000 | $400 |
| Joint/Surviving Spouse | $150,001 – $300,000 | $300 |
If you filed late or your return was recently processed, don’t worry. You may still qualify and your check could be sent in a later batch.
Distribution
More than $2 billion has already been distributed, with every region of the state receiving a portion. Here’s a look at how the money has been spread out so far:
| Region | Recipients | Total Paid |
|---|---|---|
| New York City | 3,536,000 | $828.8 million |
| Long Island | 1,251,000 | $316.4 million |
| Mid-Hudson | 924,000 | $234.2 million |
| Western NY | 585,000 | $152.7 million |
| Capital Region | 475,000 | $122.8 million |
| Southern Tier | 251,000 | $66.7 million |
| North Country | 156,000 | $42.4 million |
This data confirms that aid is being distributed equitably across the state—not just to New York City.
Delivery
Still waiting on your check? Here’s what you need to know.
You don’t need to apply or fill out any forms. If you’re eligible, your check is mailed automatically to the address on your most recent tax return.
For example:
- If you filed your 2023 tax return with your old address but filed your 2024 return with a new one, your check will go to the newer 2024 address.
And yes, some people may still be getting theirs. The state is continuing to mail smaller batches as they confirm new eligible taxpayers.
Warnings
With money in the mail, scams are inevitable. The New York State Tax Department warns:
They will never call, email, or text about your refund check.
You don’t need to share any personal info to receive it.
If anyone contacts you claiming they need information to send your check—it’s a scam.
Reactions
Governor Hochul had this to say in her November 25 announcement:
“We followed through on our commitment to deliver meaningful relief to hard-working New Yorkers, and will continue, every day, to look for additional opportunities to deal with the nation’s ongoing affordability challenge.”
In other words, this may not be a one-time event. The state is exploring further ways to offer support during tough economic times.
What’s Next
The bulk of inflation checks have been sent—but it’s not over yet. The State Tax Department is still reviewing returns, and additional payments will continue in small waves.
Here’s what to expect:
- More checks mailed in December and early 2026
- Additional support initiatives may follow
- Continued outreach to ensure every qualified New Yorker is reached
If you think you qualify and haven’t received your check, double-check your tax return address, and be patient—it might still be on the way.
FAQs
Who qualifies for the refund check?
Those who filed 2023 taxes and aren’t listed as dependents.
How much is the inflation refund check?
Between $150 and $400, based on income and filing status.
Do I need to apply for the check?
No. Checks are mailed automatically if you qualify.
What if I moved recently?
Checks go to your most recent address from your latest return.
Is the state contacting people about the checks?
No. Any contact claiming this is likely a scam.

















