Good news is coming to thousands of New York residents this December—$1,500 rebate checks are being distributed as part of the state’s effort to offer tax relief to homeowners. If you’re wondering if you’re in the first group to receive these payments, here’s everything you need to know.
These checks aren’t tied to your federal tax return or IRS refund. Instead, they’re linked to New York’s School Tax Relief (STAR) program, a state-level benefit aimed at cutting down on property tax costs for eligible homeowners. If you live in the Empire State and own your home, you could be next in line for a year-end financial boost.
Refunds
First, a quick refresher on tax refunds. At the federal level, the IRS issues refunds to people who overpay their taxes, usually within 21 days if you file electronically. Mailed returns take longer—up to six weeks or more.
Federal refunds might also include credits like the Child Tax Credit, but what we’re talking about now are state-administered rebate programs, which work a little differently.
At the state level, each government decides if and how it wants to offer additional relief. New York is doing just that through STAR.
STAR
New York’s School Tax Relief (STAR) program helps lower property taxes for homeowners. There are two versions of this benefit, depending on your age and income:
| STAR Type | Who Qualifies | Income Limit |
|---|---|---|
| Basic STAR | Homeowners of any age | Up to $250,000 |
| Enhanced STAR | Homeowners age 65+ as of Dec 31, 2025 | Up to $107,300 |
The $1,500 checks being sent in December are part of the Enhanced STAR program. So, if you’re over 65, meet the income requirement, and the property is your primary residence, you’re likely in this group.
The Enhanced STAR benefit is typically higher because it provides a bigger exemption from school property taxes.
Checks
So who gets the money first?
If you’re eligible for Enhanced STAR, and you’ve already applied and been approved, your payment may already be on the way. According to the New York State Department of Taxation and Finance, payments began rolling out in September and will continue through the end of December.
This means the first group of seniors is receiving their checks now, and more payments will be sent out in waves.
Here’s a quick breakdown:
| Date Range | Payment Status |
|---|---|
| September 2025 | First batch sent |
| December 2025 | Final batch in process |
Eligibility
To qualify for the $1,500 check under Enhanced STAR, you must:
- Be 65 or older by December 31, 2025
- Own and occupy your primary residence in New York
- Have a household income under $107,300
- Be enrolled in or have applied for Enhanced STAR
Payments are issued either by mail or direct deposit, depending on how you applied and what banking details you provided. Be sure to check your records if you’re still waiting for your rebate.
Other States
New York isn’t the only state helping out homeowners. Nearby New Jersey is also distributing property tax relief through its ANCHOR program (Affordable New Jersey Communities for Homeowners and Renters).
Here’s a quick comparison:
| State | Program | Who Qualifies | Max Benefit |
|---|---|---|---|
| New York | STAR | Homeowners, seniors | Up to $1,500 |
| New Jersey | ANCHOR | Homeowners and renters | Up to $1,750 |
In both states, these programs are income-based and require you to apply and keep your banking info updated.
Planning
If you think you’re eligible for the STAR payment but haven’t received it yet:
- Check your STAR registration with the New York tax department
- Verify your mailing or bank account information
- Make sure your income qualifies
- Look out for letters or emails regarding your benefit status
The deadline for 2025 payments has already passed for new applicants, but you can apply now to get in for next year.
These $1,500 payments come at the perfect time for many, especially with rising utility bills, holiday spending, and the lingering cost of inflation. For seniors living on fixed incomes, this boost could make a real difference heading into 2026.
FAQs
Who qualifies for the $1,500 check?
Enhanced STAR homeowners over 65 with income under $107,300.
When will STAR checks be sent?
Payments began in September and run through December.
How do I get STAR payments?
Apply through the NY Tax Department; payments go by mail or direct deposit.
Is Basic STAR eligible for $1,500?
No, the $1,500 is only for Enhanced STAR recipients.
What other states offer property relief?
New Jersey offers up to $1,750 via the ANCHOR program.
